Showing posts with label Sunday Savers. Show all posts
Showing posts with label Sunday Savers. Show all posts

Sunday Savers - 50th Post


Well it’s Sunday and my 50th post.

The following is a list of fifty (sometimes random) things I do around the house to save money. I’ll keep each thing brief because fifty things can be a lot to get through. Most of them are things almost everybody does, whether it’s to save money, or just out of habit. If you would like me to elaborate on anything in this list, just ask.

1. I only buy AAA rated appliances. I’ve learnt my lesson from past experience, not to buy anything less than this.

2. I have all my appliances repaired when they go wrong and only replace them when the repairman gets “that look” and sucks air in through his teeth.

3. I grow my own vegetables and fruit, but I’m really limited because I just can’t bring myself to fork out for a greenhouse.

4. When I see the veg on offer that I can’t grow, I buy tons of it, prepare it and freeze.

5. I cut Himself’s hair.

6. I use home dyes on my own hair and trim it.

7. I buy most if not all of my clothes from charity shops. The rest are bought on sale.

8. I knit and bake a lot of gifts and buy as little as possible.

9. We rarely drive anywhere at the minute and group all our errands together to save on petrol.

10.When we fill toot’s paddling pool to help cool down on warm days, we drop in the submersible pump when she’s finished playing and use the water to water the plants and fill the water butt.

11.I don’t buy any treat type things when I shop. Instead I bake cakes, cupcakes and cookies.

12.I also sell the cakes I bake. Not really saving money so much as making some extra money.

13.I use reconstituted milk in baked goods and can’t tell the difference although I cannot drink the stuff straight.

14.I bake my own crusty bread as well as pizza bases and rolls. I’m rubbish at everyday sandwich white. I just can’t get a recipe that works for me.

15.We only have free days out, to places like the beach, the duck pond and forests

16.When we do plan a day out, I pack a picnic and plenty to drink and leave my purse at home. That way I don’t have to worry about avoiding the temptation of hitting a restaurant on the way home or buying junk while we’re out.

17.I’ll be making my own greetings cards, at least for the rest of the year and maybe part of next year.

18.I am not brand loyal. I’ll buy whatever’s on offer.

19.I make modelling clay and finger paints for toots.

20.We eat a lot of Italian type food so I buy two huge tins of tomatoes from Makro and make two pots of sauce, one for pizza and one ragu.

21.Our home is carpeted throughout. I know wooden floor is cheaper at the outset but it’s a curse to heat these houses and in the long run wooden flooring would cost more.

22.We’ve completely insulated the whole house.

23.There are aerators on our taps and showers to reduce the amount of water we use. We don’t pay for water here yet but it’s not far away.

24. Toots now gets a shower rather than a bath.

25. We’ve reduced the flush capacity on the toilets.

26. I buy in bulk and refill smaller containers for ease of use.

27. I take shampoo, conditioner and soap out of the original squeeze bottles and put them into pump bottles so it isn’t as easy to overuse them. This makes them last twice as long.

28. I make my own cleaners from vinegar and bicarb. Toots is sensitive to dust, pollen and dog dander, so it stands to reason chemical fumes wouldn’t do her any favours.

29. We holiday at home.

30. I’ve finally worked out how much to cook so we never have leftovers.

31. To cut down on the amount of laundry I make everyone hang their towels to dry and use them again tomorrow. I do the same thing with anything like pyjamas and jeans which can be worn more than once before being washed.

32. The thermostat has been turned down and we just put on a jumper and extra blankets on the beds in the winter.

33. We have aircon but I really don’t like to use it. I blame it for a lot of common illnesses like cold and flu and I’d much rather open a window and get some fresh air in the house.

34. I put all my photos onto disk as slideshows rather than print them to save on photo paper. I only print the ones destined for frames on the walls.

35. When I’m food shopping I go with someone. That way we can take advantage of the offers on things I couldn’t use myself before the food spoiled.

36. I am a market ghost, haunting at the end of the day for the best price.

37. I have a bit of a book club on the go with some friends for anything we can’t get at the library. We take it in turns to buy a book and it gets passed around everyone before being donated to a charity shop. This means I only have to buy one out of every eight books I fancy reading.

38. I buy all my yarn in the January sales.

39. Clothes, as much as possible are lined dried. I will use the dryer sometimes. If I’m trying to get through a huge amount of laundry and the weather isn’t great I’ll use it.

40. I do have a dishwasher, but I only use it in summer. We never got round to changing the set up on the heating and therefore we can’t heat water without either heating the house as well or using the emersion which costs a fortune.

41. Himself’s the handiest bloke I know so we do all our own DIY rather than paying someone else to do it.

42. I alter our clothes. I can manage hems, buttons and taking things in but I don’t know if I could make something from scratch.

43. I’m a rate whore. I haven’t paid interest, transfer fees or set up fees on my credit card in 15 months and we hope to get it cleared within the next four or so months.

44. All the lights have now been changed to energy efficient light bulbs.

45. We don’t have magazine subscriptions. We did, but we’ve cancelled them all.

46. We don’t have any pets apart from some fish. We’re out of the house for around 11 hours a day so I don’t think it would be fair to an animal to be cooped up for so long anyway.

47. Himself and I both take packed lunches to work.

48. I wear contacts instead of glasses (although I have a spare “just in case” pair). My prescription only needs updated every four years with contacts as opposed to every two with glasses.

49. I switch all the appliances off at the wall when not in use.

50. My broadband is free because we have the basic Sky package and if I’m planning on spending the day on the laptop it gets plugged into the UPS.

Sunday Savers

I’ve decided to make Sunday the day I post about what I do around here to save money and cut costs. I need a bit more structure; otherwise this place will turn into a pigsty.

I need to get one thing straight right off the bat. For me frugality isn’t a personal choice. I make ends meet, sometimes barely. I have a nice house by my standards, but then with the house prices at the minute if I sold it I couldn’t afford a house half the size so in that way I’m just lucky.

I’m cheap, tight or frugal; call it whatever you want, because I have to be. If I threw money away on things the bills just wouldn’t get paid. It's that simple really.

I think I’ll start with the small everyday things I do, although please bear with me if I run off on a tangent a lot of these things I do without thinking. A lot of the things I do are green as well. I prefer to be as green as possible at home because my job is sickeningly un-green. Although I’ve never quite figured out whether I do the things because they’re green and saving money is the bonus or vice versa.

I don’t buy any cleaning products, none whatsoever. I do buy a bottle of all purpose soap called Stardrops which costs around 50p for a half litre. You can use this to clean everything from dishes to windows, upholstery to floors and everything else in between. I’ve also been known to buy magic sponges which are £1 for four, but I keep these for specific things, when the Stardrops and elbow grease just hasn’t worked.

I mend clothes from simple things like fixing hems and re-attaching buttons to altering some of toots and my own clothes to get an extra season out of them. I do this every year with jeans for toots. The one thing I will spend a bit of money on is a couple of pairs of jeans from Next. They have an adjustable waist and adjustable leg length so for around £10 a pair she gets an entire year or more out of them. I’ve taken a few pairs up into shorts when there has still been plenty of room left at the waist.

I use old clothes for cleaning clothes.

We always use the library, but I was brought up to use the library. They’re threatened with closing on a regular basis and we need to support local libraries. People keep your kids away from the internet as long as possible and GO TO THE LIBRARY or there may not be one to go to.

I prefer to shop in charity shops. Some people really don’t like the idea of second hand clothes but so many have such a “throw away” attitude to clothing that most of the things I buy have barely done a hands turn. Especially the clothes I buy for toots in fact a fair amount of them still have the shop labels attached.

I spend between £50-60 a month on food shopping.

We grow our own vegetables and have a pear and apple tree as well as a lot of berry bushes.

I keep an emergency food sale fund of around £20 a month. Sales don’t rally follow any pattern here and sometimes a really good bargain just crops up and I’ll use the fund to stock up when I see them.

I am not brand loyal. I rarely buy the same brand of anything, if it’s on sale and I can think of a way to use it, then I’ll have it.

We used washable nappies on toots. I’m not great at sewing and I’m not that dextrous at the best of times, so we went with the shaped Motherease nappies. I bought second hand from Ebay and got a huge batch of 24 nappies, hundreds of paper liners, 12 covers, two small bins with mesh bags and four booster pads. I paid £85 plus £10 postage for the full set and sold them again 18 months later for £70 plus postage. £25 for 18 months worth of nappies was a real bargain. We don’t pay for water here and I did three loads of nappies a week (four in the first few weeks) at around 50p a load.

I don’t make my own laundry soap. It’s virtually impossible to get borax here any more and the homemade soap just doesn’t work without it. I just buy whichever soap is on offer and use a hell of a lot less than what it states on the pack. Most of the time a tablespoon or two works just fine rather than a half cup per load. I also always run a full load, never half loads.

We don’t take holidays. We’ve only had two in the last 10 years.

I don’t drive, never have. I don’t possess a license and I’ve never applied for a provisional. There is nowhere I want to be that I can’t get there under my own steam. We do own a car though. Himself drives for work and at the minute the car gets out once a month for the big shop. We spend around £10 every six weeks on petrol and the car is low emission so the tax is cheaper as well.

There are hundreds more things I do every day and big one off things which I do to save money but I’ll elaborate on these each week.

If I’m missing out on anything I could be doing to save money, and I’m sure I am, I’d love to hear your ideas and tips.